Consulting & Assessment for the Insurance Ecosystem

Intelligence and Strategy for the Entire Insurance Ecosystem

Calvo Consulting combines over 20 years of insurance market experience with a practical business vision to deliver real results — not just recommendations. We serve insurers, brokers, MGAs, MGUs, retailers, banks, and any distribution channel.

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Consulting & Assessment Services

From strategic diagnosis to decision guidance — vendor-neutral and industry-deep.

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Assessment & Strategic Diagnosis

In-depth evaluation of your operational and technological maturity within the insurance ecosystem — identifying gaps, opportunities, and priorities with clarity.

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Business Requirements Management

Elicitation, documentation, and validation of business requirements — ensuring strategic decisions and technology projects start from a solid, well-defined foundation.

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Project Management & Governance

Guidance and oversight of projects end-to-end: planning, stakeholder management, scope and timeline control, with methodologies adapted to the insurance context.

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Ecosystem Intelligence

Analysis of the insurance market and distribution ecosystem — insurers, brokers, MGAs, MGUs, retailers, banks, and insurtechs — to ground strategic decisions in real sector knowledge.

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Compliance & Regulatory

Aligning processes with SUSEP and LGPD requirements — translating regulatory rules into practical business requirements for any player in the insurance ecosystem.

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Market Expansion

Consulting for any ecosystem player looking to enter new markets or grow their operations — with feasibility analysis, regulatory mapping, and strategic positioning.

Why Calvo Consulting?

Our difference lies in the depth of our sector knowledge.

20+ years across the insurance ecosystem

Direct experience at insurers, brokers, MGAs, and insurance technology platforms — not theory, but real know-how from every side of the business.

Business and strategy clarity

We translate the complexity of the insurance ecosystem into strategic clarity — so decisions are made with information, not assumptions.

Global view, local roots

Experience leading projects across Asia, Europe, Latin America, and North America — with deep understanding of the regulatory and market differences of each region.

Results-focused, not hours-focused

Our work model is driven by deliverables and outcomes — not volume of meetings or reports.

The Person Behind Calvo Consulting

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Henrique Calvo

CEO & Founder

Henrique began his career as a software developer at Bradesco in 2002 and built, over more than two decades, a unique trajectory combining technology, business analysis, and project management in the insurance sector. He worked at companies including BB MAPFRE, eBaoTech International (where he led the LATAM team for 6 years), Sompo International, and currently also serves as Business Operational Manager at InsureMO. Throughout his career, he has worked with insurers, brokers, MGAs, retailers, and distribution channels across multiple countries. He founded Calvo Consulting in 2011 to offer the market a truly specialized insurance ecosystem consultancy.

20+ years of experienceBradescoBB MAPFREeBaoTechSompoInsureMO
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